I was delighted to be able to work with HP. I was aware of their reputation in the market before I worked with them which was excellent. My experience to date has totally backed that up
JG
J Gillmore
Harcus Parker Trustpilot — As of September 2023
A recent Court ruling, commonly referred to as 'Plevin' means that you may still be due compensation for your PPI policy. This refund could be worth £1,000s. It is free to check what you could be owed and it's all online, so no phone calls.
60,000+ people started their claim with us in the last 30 days
Based on market data obtained from open sources, our own internal data and / or data supplied by our network
PPI Plevin has featured on
The Supreme Court said that this breached the Consumer Credit Act as Mrs Plevin was unaware of the high rate of commission, and had she of known, she may not have taken out the PPI policy.
Ruling in her favour, the court ordered Paragon to refund the commission paid, as well as pay extra in compensatory interest.
Commission taken on PPI was often in excess of 70% of the premiums. The Plevin ruling allows anyone who was charged excessive commission which was not disclosed to them to bring forward a claim for repayment of all premiums and interest.
Free Plevin PPI CheckSixty four MILLION policies were sold between 1990 - 2010
That means there is a significantly high chance that you are eligible for a refund.
Based on market data obtained from open sources, our own internal data and / or data supplied by our network
Check if you're eligible & get an answer in 60 seconds
Check NowIf you qualify for a plevin claim we'll work with you on a no-win-no-fee basis so you only pay for our services if your claim is successful!
Our specialist consultants and admin team has worked on hundreds of cases so we're best placed to help you get the compensation you deserve.
Our staff have in depth knowledge and experience of the process. We can assist in ensuring your claim is compiled in the most appropriate manner to ensure it is successful and your compensation is maximised.
Once we've decided to take your case there really isn't much for you to do other than to sit back and let our expert team secure your compensation!
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"Banks face fresh wave of PPI compensation claims after landmark ruling"
Our check to see if you're owed a significant refund from Plevin is safe and secure and won't affect your credit rating in any way, shape or form
Check Your RefundBelow are some of the most common questions asked about Plevin PPI.
What will it cost you?
Throughout the case we will work on a “no win-no fee” basis. This means that unless you receive a settlement you will not have to pay anything. As with any legal case there will be disbursements that we have to pay out. Again you will not have to pay these because we have secured funding from a company specially set up to deal with cases like these.
What is Plevin PPI?
The Plevin PPI case started when Mrs Plevin was sold a PPI policy to cover a secured loan in 2006. She then claimed that the company she took the policy out with was treating her unfairly, due to: The percentage of commission they were earning from her PPI premiums each month. The fact the company did NOT disclose the commissions to Mrs Plevin. In November 2014, she took a claim to the Supreme Court and they ruled that failure by the lender to disclose the large commissions they received from her PPI premiums was the act of an unfair relationship between her and the lender This meant that a redress was awarded to Mrs Plevin.
What if I already made a PPI claim, can you help me?
If you made a PPI claim previously and your lender offered you full refund, they were required to put you in the position as if the PPI had not been sold to you. This meaning, the commission was already refunded and you cannot claim again on Plevin PPI. If you weren't awarded compensation despite your lender defending your PPI claim, Or: Have not previously made a PPI claim Our legal partner may be able to help you make a Plevin PPI claim.
What do you mean by 'large commissions payment'?
Following the sale of a PPI policy, lenders were usually paid a commission by the insurance provider. Commission was taken from the PPI premiums that were paid by customers. So, whilst consumers were under the impression that their premiums were for their cover, a percentage of it was actually commission paid to the lenders for selling PPI. Typically, the lenders were paid more than half of what customers had paid for their PPI policy, with the average commission being 67% (1) of a PPI policy. https://www.fca.org.uk/news/statements/fca-statement-payment-protection-insurance-ppi
Plevin PPI claim vs mis-sold PPI: What are the differences?
While a Plevin PPI declare is made in honor of the sale of a PPI policy, the premise of the declare and claims course are completely different to a mis-sold PPI claim. Even in case your PPI coverage was not mis-sold, your Plevin PPI claim might be successful! Historically, when lenders offered PPI they did not pass on the fee they received, which was taken out of the PPI premiums paid by consumers. So while customers may have thought the premiums had been for his or her cover, a few of it was really fee paid to the lenders for the sale of the PPI policies. A lender's failure to reveal fees could have created an unfair relationship with the consumer. Following a courtroom ruling, usually generally known as the Plevin ruling, if this is applicable to you, this cash will be claimed again and that's the place an authorised accomplice can help.
Harcus Parker Trustpilot — As of September 2023
Feedback from some of our happy customers
I was delighted to be able to work with HP. I was aware of their reputation in the market before I worked with them which was excellent. My experience to date has totally backed that up
I have been a part of the Mortgage Prisoners claim which Harcus Parker Ltd have taken on to provide justice for myself and many others. I have found them to be incredibly knowledgeable, available for advice at any time of the day, supportive in what has been a lengthy and difficult process, and most of all determined to win and fight our cause. They come very highly recommended. Thank you for all of your advice, support and expertise
Working with the company on a Mortgage Prisoners claim. The team keep us well informed and up to date. Very happy with the company. I have no hesitation to recommend Harcus Parker
Excellent service, cannot fault and I rate very highly. Excellent customer service, and always explain things in simple terms
Find out if you can make a claim with a free, Plevin PPI Check
Simply tell us who your lenders were, along with a few other details, and sign the Letter of Authority.
Our legal partner will check with your lenders to see if they took secret commissions from your PPI premiums.
If you have a valid claim, our legal partner will do everything possible to ensure you are fully compensated! We receive payments from our legal partner for any claims we refer to them.
Did your PPI premiums include high commissions?
%
Shockingly, 83% of people are unaware of the option to make a Plevin PPI claim.
%
Some lenders took up to 80% of PPI premiums as commission!
£s
You could recover £1,000s in compensation by making a Plevin PPI claim.
Get back the money you could be owed from lenders by starting your free Plevin PPI check.
Check EligibilityBased on market data obtained from open sources, our own internal data and / or data supplied by our network
Check for free if you've been affected by Plevin
The best way to find out if you have a valid claim is to complete a Plevin PPI check with our partner, Hattons Legal Services Limited. Don't worry, it's free and 100% no obligation.
